Did You Know?

Nchemty offers the best returns on daily microsavings.

Active Accounts

2,000 +

downloads

3.5k

Reviews

5.0k

partners & Agents

1,840 +

Our Personal Banking Features

Nchemty offers the best all-in-one banking solution for the local market. Enjoy low fees and good interest rates on all your payments, savings and loan accounts. Pay your bills, vendors and suppliers with QR codes, SMSes or the Nchemty App.

Lowest Fees

Nchemty offers the cheapest and lowest fees for best in class payment on the market with a rich vendor ecosystem.

Multipurpose Accounts

Hold, manage and secure multiple accounts from the same platform.
Track your savings and gains.

Cashless Payments

Shop and pay via QR ode, SMS, USSD or web payments. Nchemty makes sure no cash is left behind and your change is correct.

Pay Bill

Settle bills with Nchemty directly from your account. Our rich and growing vendor list helps settle TV, taxes, telephone, internet, electiricity and more

Track Your Financial Progress

Custom fixed term daily, weekly or monthly savings to yield the best returns in the market. Track your savings at your fingertips and ensure everything is in order.

Access Personal Internet Banking

Earn interest through savings. Get micro loans through our various loan schemes.

Make transfers and payments using the secure Nchemty App.

Login to your Secure app or internet banking using 2-factor authentication and OTPs. 

Security Tips

Online Security

Nchemty will never send emails that ask for confidential information. We will never seek your personal details such as account information, password, etc at any time.

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Naver share your OTP with anyone. Click here for more security tips to keep you safe.

Card Safety

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Never disclose your pin number to anyone, Mashreq staff will never ask for your pin number. For your security, we recommend that you change your ATM PIN regularly.

ATM Safety

What Our Clients Say

I love how intuitive the layout is. Everything is clearly labeled, and I don’t have to waste time searching for features.

Gabriel Obang

Shop Owner

I love that I can see all my transaction history in detail and even export it to Excel for my records. It makes budgeting so much easier.

Solly Nnoko

Housewife

The spending insights and categorization tools on the website are fantastic. They help me understand where my money is going each month.

Annie Onana

Etudiante

"The website has everything I need—I can manage my accounts, apply for loans, and even set up automatic savings plans. It’s a one-stop-shop for all my banking needs."

Patrice Djeukam

Entrepreneur

I love that I can see all my transaction history in detail and even export it to Excel for my records. It makes budgeting so much easier.

Abdoul Garba

Commercant

The website always logs me out after a period of inactivity, which I appreciate because it keeps my information secure."

Marlyse Nkwany

Esthetician

As someone who isn’t great with technology, I find the website much easier to use than the app. It’s straightforward and doesn’t overwhelm me

Mamadou Ousman

Logistician

I can access my account from any device, and the website works perfectly on my laptop, tablet, and even my phone’s browser. It’s so convenient!

Jean Nkemanyi

Macon

"The website is so easy to navigate! I can find everything I need in just a few clicks—whether it’s checking my balance, paying bills, or transferring money."

Sandrine Norben

Receptionist