Nchemty was designed to bank on the move.
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Nchemty offers the best all-in-one banking solution for the local market. Enjoy low fees and good interest rates on all your payments, savings and loan accounts. Pay your bills, vendors and suppliers with QR codes, SMSes or the Nchemty App.
Nchemty offers the cheapest and lowest fees for best in class payment on the market with a rich vendor ecosystem.
Hold, manage and secure multiple accounts from the same platform.
Track your savings and gains.
Shop and pay via QR ode, SMS, USSD or web payments. Nchemty makes sure no cash is left behind and your change is correct.
Settle bills with Nchemty directly from your account. Our rich and growing vendor list helps settle TV, taxes, telephone, internet, electiricity and more



Custom fixed term daily, weekly or monthly savings to yield the best returns in the market. Track your savings at your fingertips and ensure everything is in order.




Earn interest through savings. Get micro loans through our various loan schemes.
Make transfers and payments using the secure Nchemty App.
Login to your Secure app or internet banking using 2-factor authentication and OTPs.
Nchemty will never send emails that ask for confidential information. We will never seek your personal details such as account information, password, etc at any time.

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ATM Safety
I love how intuitive the layout is. Everything is clearly labeled, and I don’t have to waste time searching for features.
I love that I can see all my transaction history in detail and even export it to Excel for my records. It makes budgeting so much easier.
The spending insights and categorization tools on the website are fantastic. They help me understand where my money is going each month.
"The website has everything I need—I can manage my accounts, apply for loans, and even set up automatic savings plans. It’s a one-stop-shop for all my banking needs."
I love that I can see all my transaction history in detail and even export it to Excel for my records. It makes budgeting so much easier.
The website always logs me out after a period of inactivity, which I appreciate because it keeps my information secure."
As someone who isn’t great with technology, I find the website much easier to use than the app. It’s straightforward and doesn’t overwhelm me
I can access my account from any device, and the website works perfectly on my laptop, tablet, and even my phone’s browser. It’s so convenient!
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